๐Ÿ”’ Your M-Pesa data is processed 100% locally โ€” never uploaded to any server
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๐Ÿงฎ Instant Credit Score

Get Your M-Pesa Credit Score in Seconds

Upload your M-Pesa PDF statement. We analyze it instantly on your device โ€” nothing is sent to any server. Get your approved Lipa Later credit limit immediately.

1Download M-Pesa statement PDF
2Upload it here
3Get your score instantly
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100% Private & Secure: Your M-Pesa PDF is read entirely on your device using JavaScript. No data is ever uploaded, stored, or shared with any server. Close this page and your data is completely gone. We cannot see your transactions.

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Upload M-Pesa Statement

PDF format only โ€” from Safaricom app or MySafaricom portal

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Drop your M-Pesa PDF here
or click to browse your files
Maximum file size: 20MB
PDF only M-Pesa Statement MySafaricom Portal
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๐Ÿ” Password-protected PDF detected.
Safaricom M-Pesa statement PDFs are protected with a 6-digit numeric PIN. This is usually your M-Pesa PIN or a code sent to your phone when you requested the statement. Enter it below:

Type or paste your 6-digit code above

Not a 6-digit code? Click here for other options
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Reading PDF fileโ€ฆ
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Extracting transactionsโ€ฆ
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Analyzing income & spending patternsโ€ฆ
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Calculating credit scoreโ€ฆ
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Generating your reportโ€ฆ
Your Credit Score
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Score range: 600 โ€“ 850
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300
โœ… Approved Lipa Later Credit Limit
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Pay in installments with only 24% total markup
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3 Months
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6 Months
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12 Months
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Financial Summary

Extracted from your M-Pesa statement

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Score Breakdown

How each factor affects your score

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Recommendations

How to improve your credit score

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Transaction History

Showing recent transactions

DateDescriptionAmountType

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Use your approved limit to buy phones, TVs, kitchen appliances, furniture & more

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Pay Installment via M-Pesa

Enter your M-Pesa transaction code to record your payment

๐Ÿ“ฒ How to pay: Send money to our M-Pesa Paybill or Till Number โ†’ Then enter the M-Pesa transaction code you received (format: ABC12DE3F4) below.

Found in the SMS Safaricom sent you after paying

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How to Get Your M-Pesa Statement

Step-by-step guide

1

Open MySafaricom App

Download from Play Store or App Store if you don't have it

2

Go to M-Pesa Section

Tap M-Pesa โ†’ Statement โ†’ Full Statement

3

Select Date Range

Choose at least 3 months for a better score. 6โ€“12 months is best

4

Download PDF

Statement is sent to your email or available to download directly

5

Upload Here

Come back and upload the PDF file. Password is usually your phone number

6

Get Your Score!

Instant score + approved credit limit. Apply on WhatsApp in one click

๐Ÿ’ก Tip: The longer your statement history, the better your score. A 6โ€“12 month statement gives the most accurate credit limit. Salary deposits, regular savings, and consistent income improve your score significantly.